Planning tool fluency
How the major planning tools (eMoney, MoneyGuide, RightCapital, Holistiplan) model goals, taxes, Monte Carlo and the plan-to-proposal handoff — and where they differ.
Tap a role to open its full playbook — required skills, salary band, day in the life.
The same four lenses applied to every capability and role page.
Comprehensive financial planning
6 operationsNet worth & cash-flow build
quarterlyHousehold balance sheet and 12-month cash flow in one view, refreshed automatically from linked accounts.
Goal modeling (retirement, education, large purchase)
annualPer-goal probability of success with sensitivity to savings rate, retirement age, and return assumptions.
Insurance needs analysis
annualGap analysis across life, disability, LTC, P&C — recommendations tied to specific goals.
Tax-overlay analysis
annualPlan-level tax projection identifies Roth conversion windows, TLH opportunities, bracket-fill strategies.
Plan delivery & client conversation
annualInteractive scenario walkthrough in front of the client — not a 60-page PDF mailed before the meeting.
Ongoing plan refresh & alerts
monthlyPlan auto-refreshes off custodial + aggregator feeds; alerts fire on drift from goal, life-event triggers, or assumption breaches.
A practical path for Planning tool fluency
- Step 1 · Free · play nowAre you ready for the agentic era?
A 5-question gut-check on whether you could brief an agent to do planning tool fluency work. Local, instant score.
- Step 2 · Premium · full playbookThe full playbook (preview)
Checklists, real templates, and the failure modes that don't make it into courses. First 30% free.
Preview - Step 3 · 1:1 · operator session1:1 with an operator
30 minutes — case prompts, portfolio review, or interview prep tailored to this skill.
Live
Drills, quizzes, vendor matrix, industry map, and reads — all in one place.